How much does assisted living really cost?

When a loved one begins to require help at home, it can be tempting to take over that responsibility yourself or as a family. But as the need becomes greater – requiring more time and sometimes even a heightened level of expertise – it is likely time to consider other options.  

Assisted living can be a wonderful alternative for seniors who require help with self-care and medication management, but no ongoing medical care. Moving to an assisted living community allows the individual to let go of the responsibilities of living on their own and allows family members to return to being loved ones, rather than caregivers.  

Once the decision is made, the next likely challenge is determining how to cover the financial aspect. While personal living expenses can vary widely – and so can the cost of various assisted living communities – you may find that assisted living isn’t as expensive as you might expect.  

How much does assisted living actually cost?  

Assisted living costs can vary greatly depending upon what area of the country you live in. The size of the apartment you choose, and the types and number of services also impact the monthly cost of assisted living. According to Genworth Financial, the national average cost of assisted living in 2020 was $4,300 per month. In Alabama, the cost is somewhat lower, with an average of $3,500 per month. 

While the monthly cost of assisted living may cause some initial sticker shock, the services and amenities included in the monthly cost of a facility like The Legacy Assisted Living in Tuscaloosa make a move to an assisted living community a smart financial decision. 

Is it worth it? 

The decision to move to an assisted living facility is about more than just a new place to call home. It’s about ensuring your loved one has the daily care and assistance they need without the stress of day-to-day responsibilities. 

Communities like The Legacy offer a wide variety of amenities and services included in the monthly cost that offset the overall expense: 

Expense	Living at Home	Assisted Living*
Rent or House Payment	$1,000	included
Meals/snacks	$275	included
Housekeeping/Laundry	$200	included
Utilities and Basic Cable	$400	included
Transportation	$450	included
Home Health/Daily Medication Assistance	$1,200**	included
Estimated Total	$3,525/month average	$3,500*/month average

*Average monthly assisted living cost in Alabama based on Genworth’s 2021 Cost of Care Survey  

**Average $20/hour, 2-hour minimum, daily. 

In addition to the benefits listed, assisted living at The Legacy also includes a full calendar of life enrichment programs to participate in each day, as well as wellness programs and senior-friendly fitness activities. The community aspect of assisted living – as well as constant, caring oversight – means that seniors have daily opportunities to connect with peers and stay engaged in daily activities.  

The Legacy in Tuscaloosa also offers benefits and conveniences that cannot be easily duplicated when living at home:  

• Routine medical screenings 

• Emergency call systems in apartments and/or an emergency call pendant option. 

• Onsite access to beauty salon, massage room, private theater, community rooms, a walking track, physical therapy, medical spa, and counseling services. 

How can I pay for assisted living? 

Because the cost of assisted living can be comparable to typical living expenses, many families use the same private funds that would be used to cover independent living, including:  

• personal savings 

• pension payments 

• retirement accounts 

• family contributions 

Depending on the type of care required, you may also be able to rely on VA Benefits or Medicare for a portion of expenses. A consultant at The Legacy can help you evaluate your situation and help you determine your loved one’s eligibility. If you’re concerned about monthly cost, our team at The Legacy will work closely with you to meet your needs. Speak with Jonacha today at (205) 344-2855 or via email by contacting jward@crimsonvillage.com.  

We are The Legacy 

If you or a loved one are concerned about your ability to live independently, consider The Legacy Assisted Living in Tuscaloosa, Alabama. Our goal is to provide a holistic, caring family environment while ensuring safety, security, and peace of mind while nurturing independence and well-being. The Legacy Assisted Living has caring staff available 24 hours a day, with a goal of personal freedom in a safe and supportive home atmosphere.   The Legacy Assisted Living is locally owned and operated with elite medical partners both onsite and off campus. Our vision is a small community environment focused on caring, family values, and supporting individual’s independence and well-being. To learn more about helping your loved ones make their golden years really shine, please click here today to contact our transition specialist.